At Digital Risk we are looking for top professionals to grow with us - people
who are committed to hard work, creativity and excellence.
Our company provides risk mitigation services to clients in many segments of
the residential and commercial mortgage industry; originators, issuers,
investment banks, investors and portfolio managers. Services include, but are
not limited to, the areas of Quality Assurance, Due Diligence, Portfolio
Management, Asset Recovery and Servicing Surveillance.
We offer a competitive compensation and benefits package including health,
dental, vision, supplemental insurance, paid personal time, and paid holidays.
PLEASE SELECT CURRENT JOB OPENING TO APPLY:
Position Overview
Monitor daily production vs. budget requirements in order to meet the terms
of client deliverables labor contribution percentage per client and scope of
work. Communicate and interact with the Recruiting Department to insure that
staffing needs are in line with capacity plan and budget.
Essential Job Functions
- Update the budget each day; manage to 50% labor contribution
- Manage to client expectations, including manage delivery of batches
according to schedule outlined in the scope of work
- Work closely with the inventory group to monitor file flow and ensure files
are moving through the loan statuses in order to meet timely review and delivery
requirements
- Deliver Missing document reports on a scheduled delivery
- Send missing document report as required by the scope of work
- Mentor/motivate/coach leads and underwriters to be back-up and provide
defined career path for employees
- Monitor performance, productivity and quality
- Track deliveries and reconcile assets received and transmitted
- Submit invoices to Account Receivable and review final invoice for accuracy
- Approve invoices
- Respond to communications from client
- Assist Corporate Management as needed
- Schedule and manage weekly OCR meetings with each client
- Additional responsibilities and duties requested from Executive Management
Requirements
- Proficient in MS Excel
- Ability to manage and monitor to budget
- Excellent communication skills
- Minimum Ten years underwriting experience with exposure to both manual and
automated underwriting environments
- Minimum Five years background in forensic underwriting and mortgage loan
due diligence
- Strong inter-personal skills
- Ability to motivate and build team to achieve required goals
Other Skills/Abilities
- Proficient in MS Word, Power Point
- Strong verbal/written communication skills
Notes
Digital Risk is an Equal Employment Opportunity/Affirmative Action Employer
and maintains a Drug-Free Workplace. Note that the above job description is
not intended to be all-inclusive. Employee may perform other related duties
as negotiated to meet the ongoing needs of the organization.
Position Overview
Perform in depth forensic underwriting review of closed mortgage loan files
for compliance with applicable State and federal laws and adherence to specific
lender guidelines with an emphasis on buy-back/put-back possibilities. This
review includes identifying potential fraud and/or misrepresentation on the part
of all interested parties to the transaction. Provide Quality Control Reviews
for assigned associates.
Essential Job Functions
- Perform forensic underwriting review of closed mortgage loan files and
provide quality feedback
- Review AUS and manual underwriting approvals and determine whether
documents included in the file adequately satisfy the required conditions
- Review employment documentation and re-calculate income documentation for
completeness and accuracy
- Review and recalculate asset documentation
- Review and analyze borrower’s mortgage applications, credit reports, title
commitments, real estate purchase contracts, and other related documents
- Identify underwriter negligence and provide written details as to where and
why the underwriter was negligent
- Identify fraud, misrepresentations, and errors made in the origination of
the loan
- Measure the overall quality of loan files considering the numerous parties
involved at origination and their various roles/responsibilities
- Provide high quality, detailed written findings using clear, concise
writing skills
- Conduct borrower interviews via phone to gain information pertinent to
forensic audit
Requirements
- 2+ years underwriting experience with exposure to both manual and
automated underwriting environments
- Excellent written and verbal communication skills.
- Excellent time management skills with an emphasis on quality.
- In depth knowledge and understanding of transaction components that
indicate a potential for fraud
- Must be self motivated, creative and able to work in a team environment
while thinking independently and sharing knowledge and ideas.
- Must be able to multi task between multiple analytical projects.
- Strong computer skills
Notes
Digital Risk is an Equal Employment Opportunity/Affirmative Action Employer
and maintains a Drug-Free Workplace. Note that the above job description is
not intended to be all-inclusive. Employee may perform other related duties
as negotiated to meet the ongoing needs of the organization.
Position Overview
Perform forensic underwriting review of closed mortgage loan files for
compliance with applicable state and federal laws and adherence to specific
lender guidelines with an emphasis on buy-back/put-back possibilities. This
review includes identifying potential fraud and/or misrepresentation on the part
of all interested parties to the transaction. Provide Quality Control Reviews
for assigned associates.
Essential Job Functions
- Perform forensic underwriting review of closed mortgage loan files and
provide quality feedback
- Review AUS and manual underwriting approvals and determine whether
documents included in the file adequately satisfy the required conditions
- Review employment documentation and re-calculate income documentation for
completeness and accuracy
- Review and recalculate asset documentation
- Review and analyze borrower’s mortgage applications, credit reports, title
commitments, real estate purchase contracts, and other related documents
- Identify underwriter negligence and provide written details as to where and
why the underwriter was negligent
- Identify fraud, misrepresentations, and errors made in the origination of
the loan
- Measure the overall quality of loan files considering the numerous parties
involved at origination and their various roles/responsibilities
- Provide high quality, detailed written findings using clear, concise
writing skills
- Conduct borrower interviews via phone to gain information pertinent to
forensic audit
Requirements
- Strong processing and\or underwriting experience with exposure to both
manual and automated underwriting environments
- Excellent written and verbal communication skills
- Excellent time management skills with an emphasis on quality.
- Knowledge and understanding of transaction components that indicate a
potential for fraud
- Must be self motivated, creative and able to work in a fast paced team
environment while thinking independently and sharing knowledge and ideas
- Must be able to multi task between multiple analytical projects.
- Strong computer skills are a must
Notes
Digital Risk is an Equal Employment Opportunity/Affirmative Action Employer
and maintains a Drug-Free Workplace. Note that the above job description is
not intended to be all-inclusive. Employee may perform other related duties
as negotiated to meet the ongoing needs of the organization.
Position Overview
Reprocess closed mortgage loans. All files are to be placed in correct
stacking order and bookmarked. Analyze file to see what verifications were
completed initially and order new verifications from the appropriate parts. If
no previous verifications are included with the file, order new VOE, VOD, VOR,
etc. to determine if information disclosed was true and correct at the time of
closing.
Essential Job Functions
- Stack a complete mortgage loan file and bookmark
- Review file and resend all verifications according to standard operating
procedures
- Confirm all parties to the transactions had valid licenses at the time the
loan closed
- Confirm and CPA letters and tax returns.
- Work well within timeframes and team commitments
- Confirm final closing docs are in the file
Requirements
- 1 year + processing or like experience in the mortgage industry
- Detail oriented
- Must be flexible and able to work in a fast paces environment
- Strong PC and technical skills required
Other Skills/Abilities
- Ecopy, Outlook, and Microsoft experience a plus
- Excellent Communication Skills
Notes
Digital Risk is an Equal Employment Opportunity/Affirmative Action Employer
and maintains a Drug-Free Workplace. Note that the above job description is
not intended to be all-inclusive. Employee may perform other related duties
as negotiated to meet the ongoing needs of the organization.
Position Overview
Digital Risk is aggressively seeking a data entry specialist who demonstrates
a desire to grow, is excellent under pressure, and can work under minimal
supervision. A successful candidate must be detail oriented, highly organized,
and able to adapt quickly to a fast paced environment and meet daily deadlines.
Essential Job Functions
- Enter data with speed and accuracy as needed to meet quantity and quality
requirements
- Strong typing skills a must
Requirements
- Strong PC and technical skills required.
- Strong work ethic and flexibility in a fast paced environment.
- Must be 18 or older
- High school diploma or equivalent will be required
- Minimum six months to one year item data entry or related experience
- Candidates must pass drug screening and background checks
Other Skills/Abilities
- Experience working with mortgage documents is highly preferred but not
required
Notes
Digital Risk is an Equal Employment Opportunity/Affirmative Action Employer
and maintains a Drug-Free Workplace. Note that the above job description is
not intended to be all-inclusive. Employee may perform other related duties
as negotiated to meet the ongoing needs of the organization.
Applicant Information
Digital Risk is an Equal Employment Opportunity/Affirmative Action Employer and
maintains a Drug-Free Workplace.
