Independent Risk Management
Digital Risk LLC, was formed and built by our management team led by Peter Kassabov, Jeff Taylor, and Alex Santos to address the need for independent risk management. Digital Risk is now the largest independent provider of mortgage loan quality control, risk, compliance and transaction management solutions. Our comprehensive loan services include fulfillment, fraud detection, collateral risk, compliance review and customized forensic auditing.
Since its inception, the company has grown to 1,300 U.S. based employees with plans to add many more in the near future. Over the last 12 months alone, we have enabled our clients to generate over $300 million in incremental earnings, touched one out of every ten of all delinquent loans and helped our clients prevent billions in potential losses on residential and commercial mortgage loans.
We have reviewed nearly $100 billion in loans, and last year touched nearly 30% of the nation’s performing and non-performing loans, giving us the largest experience set in the industry. Our clients rely on our expertise, intellectual rigor, proven methodologies and analytics platform to help them make informed decisions that can improve their portfolio health at any point in the mortgage life cycle.
Digital Risk is committed to constantly improving our services and solutions to meet the needs of the market. While there are many generic analytics technologies available, none holistically address the complexity and constantly shifting needs of the mortgage industry. Based on our industry knowledge and technical proficiency, we have developed a patents-pending analytic platform that uses a heuristic, machine-learning algorithm to analyze over 73 billion data elements. This industry-specific platform provides a far more reliable and meaningful understanding of risk and the propensity to default or prepay than traditional systems.
However, technology cannot replace the human finesse required to make any final recommendations. Enabled by Digital Risk’s analytical platform, our highly-skilled teams meticulously review all data to ensure quality and performance requirements are consistently met, regardless of volume fluctuations. These client-dedicated teams operate out of offices in New York, Dallas, Denver, Orlando, Jacksonville and Boca Raton.
The nation’s largest originators, servicers, and government agencies trust our verification solutions to identify errors, misrepresentation or noncompliance. With Digital Risk, clients have the experience, technology and people they need to make confident lending decisions.
